How it works
How Funding Plus Works
One short enquiry, a specialist who understands your business, and a side-by-side comparison of real offers. Here's what happens at each step, and how long it usually takes.
1. Tell us what you need (2 minutes)
Fill in our short form with how much you need, what it's for and a few details about your business. Checking your options doesn't affect your credit score.
2. Speak to a specialist (same day)
A Funding Plus specialist reviews your enquiry and calls you, usually within [X] working hours. They'll ask about your trading, plans and timescales, and explain which types of funding fit.
- Which products suit your goal
- Which lenders are likely to approve you
- What documents you'll need
3. Compare offers (1 to 5 days)
We approach the lenders most likely to say yes and bring back offers for you to compare on monthly cost, total cost, fees, term and security. Any lender credit checks happen only with your permission.
4. Choose and get funded
Pick the offer that works best. We help you with the paperwork and keep chasing until the money is in your account. Unsecured loans can complete in days. Property finance usually takes a few weeks.
What you'll usually need
Having these ready speeds things up:
- 3 to 6 months of business bank statements
- Your latest filed accounts (if trading over a year)
- Management accounts for larger amounts
- ID and address for directors
- Details of any existing borrowing
Does it cost anything?
Our service is free to use for most products. We're paid a commission by the lender when your funding completes. For some complex deals we may charge a fee, but we'll always agree it with you in writing first.
Not sure where to start?
Try our free tools to narrow down your options before you enquire.