These Terms & Conditions ("Terms") govern your use of the InvoiceWise website and any services referred, arranged, or facilitated by [Company Name] Ltd ("InvoiceWise," "we," "us," or "our"). By accessing this site or submitting an enquiry, you agree to be bound by these Terms. [This is a template — replace all bracketed placeholders with your actual legal entity details, and have the full text reviewed by a solicitor before publishing.]
1. Who We Are
[Company Name] Ltd is a company registered in England and Wales under company number [XXXXXXXX], with its registered office at 90 York Wy, London N1 9AG, UK. InvoiceWise operates as a credit broker, not a lender — we introduce and compare invoice finance products from a panel of FCA-authorised lenders. [Confirm and state your actual FCA reference number and permissions here.]
2. Our Service
InvoiceWise provides a comparison and introduction service for invoice finance products, including factoring, invoice discounting, selective invoice finance, and spot financing. We are not a party to any agreement you enter into with a lender, and any facility offered is subject to that lender's own terms, credit assessment, and approval process.
- We do not guarantee that any enquiry will result in a funding offer.
- Indicative rates, advance percentages, and fees shown on this site are illustrative only and are not binding quotes.
- Final terms are confirmed directly by the lender before any facility is accepted.
3. Eligibility
Our service is intended for UK-registered businesses that invoice other businesses (B2B) or public sector bodies (B2G) on credit terms. By submitting an enquiry, you confirm that the information you provide is accurate and that you are authorised to act on behalf of the business named in your application.
4. No Financial Advice
Nothing on this website constitutes financial, legal, or tax advice. Information, guides, and calculators are provided for general illustration purposes only and should not be relied upon as the basis for any financial decision. You should seek independent professional advice before entering into any credit agreement.
5. Fees
InvoiceWise does not charge businesses directly for using our comparison service. We may receive a commission or referral fee from lenders in our panel when an introduction results in a completed facility. This does not affect the rate or terms offered to you.
6. Your Data
We process personal and business data in accordance with our Privacy Policy and applicable UK data protection law (UK GDPR and the Data Protection Act 2018). By submitting an enquiry, you consent to your information being shared with relevant lenders in our panel for the purpose of obtaining a quote.
7. Limitation of Liability
To the fullest extent permitted by law, InvoiceWise excludes liability for any indirect or consequential loss arising from your use of this website or reliance on any illustrative figures provided. Nothing in these Terms excludes or limits liability for fraud, or for death or personal injury caused by negligence.
8. Changes to These Terms
We may update these Terms from time to time. The version published on this page at the time of your use of the site will apply. Continued use of the site after changes are published constitutes acceptance of the revised Terms.
9. Governing Law
These Terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Contact Us
Questions about these Terms can be sent to info@invoicewise.co.uk or via our Contact page.