FundingPlus

Business loans and finance, compared

Business Funding for UK Businesses

The right funding, from the right lender, without the legwork.

Tell us what you need and we'll match you with UK lenders that fit, from business loans and asset finance to merchant cash advances. One enquiry, no impact on your credit score to get quotes, and no obligation.

  • Free to use, with no obligation
  • Compare multiple UK lenders in one enquiry
  • Funding from £5,000 to £5m+

Step 1 of 3

How much do you need?

Takes about a minute. No impact on your credit score.

[TRUSTPILOT SCORE] from [N] reviews
Funding Plus is a credit broker, not a lender. FCA FRN [NUMBER].
[X]+ lenders
on our panel
[SCORE]/5
rated on Trustpilot
£5k to £5m+
funding amounts
£0
to compare quotes

Business Funding Options

Every business needs a different kind of finance. Compare the main options below, or tell us what you need and we'll point you to the right one.

Unsecured business loansBorrow a lump sum without putting up property or assets as security.Compare unsecured loans → Secured business loansLarger amounts and lower rates, backed by property or business assets.Compare secured loans → Asset financeSpread the cost of equipment, machinery or technology with hire purchase or leasing.Compare asset finance → Merchant cash advanceFunding repaid as a share of your card takings, so you pay less in quieter months.Compare cash advances → Business line of creditDraw funds when you need them and pay interest only on what you use.Compare credit lines → Government-backed loansLoans through the Growth Guarantee Scheme, where the government guarantees part of the lender's risk.Compare GGS lenders → Commercial mortgagesBuy or refinance business premises, or commercial property to let.Compare commercial mortgages → Bridging loansShort-term finance to buy property quickly, repaid when a sale or refinance completes.Compare bridging loans → VAT and tax loansSpread a VAT or corporation tax bill over several months instead of paying it in one go.Compare tax loans →

See all funding types

How Funding Plus Works

Three steps from enquiry to funding.

  1. 1Tell us what you needAnswer a few questions about your business and the funding you're looking for. It takes about a minute.
  2. 2We match you with lendersA funding specialist reviews your details and finds lenders on our panel that suit your profile.
  3. 3Compare offers and chooseSee the rates and terms side by side. You decide whether to go ahead, with no obligation.

Can My Business Get Funding?

Lenders look at a few main things. You don't need to tick every box: there are options for start-ups and businesses with a patchy credit history too.

  • UK-based business: a limited company, sole trader, partnership or LLP
  • Trading history: many lenders want 1–2 years, some fund from day one
  • Turnover: shows how much you can comfortably repay
  • Credit profile: both the business and its directors
  • Security: optional, but property or assets can unlock larger amounts

How Much Does Business Funding Cost?

The price depends on the type of funding and on your business. These are the main things that move it:

How much you borrow
How long you borrow for
Secured or unsecured
Your credit profile
[REPRESENTATIVE EXAMPLE: borrowing £X over Y months at Z% APR. Total repayable £…. Use figures agreed with your lender panel.]

Try the business loan calculator

Funding for Your Industry

Lenders that understand your sector make better offers. See the funding that works best in yours.

Why Compare With Funding Plus?

One enquiry, many lendersSkip applying to lenders one by one. We approach the ones that suit you.
Lenders that fit your profileWe know which lenders fund start-ups, which take on poorer credit and which suit your sector.
A real person to talk toA funding specialist explains each offer in plain English before you decide.
Free to compareWe're usually paid by the lender you choose. See how we're paid.

What Our Customers Say

“[Real customer review: what they needed, how quickly it was arranged and what it let them do.]”
[Name], [Role], [Business name] · [Funding type, amount]
“[Real customer review: what they needed, how quickly it was arranged and what it let them do.]”
[Name], [Role], [Business name] · [Funding type, amount]
“[Real customer review: what they needed, how quickly it was arranged and what it let them do.]”
[Name], [Role], [Business name] · [Funding type, amount]

Business Funding FAQs

What is business funding?

Business funding is any finance a business uses to cover costs, grow or bridge a cash flow gap. It includes business loans, asset finance, lines of credit, merchant cash advances and commercial mortgages. Funding Plus compares options from UK lenders so you can choose the one that fits.

How much can I borrow?

Lenders on our panel fund from about £5,000 to £5m and more. How much you can get depends on your turnover, trading history, credit profile and whether you can offer security.

Will getting quotes affect my credit score?

No. Getting quotes through Funding Plus won't affect your credit score. A full credit check only happens if you choose an offer and apply. [Confirm that every lender on your panel uses a soft search at quote stage.]

How quickly can I get the money?

It depends on the type of funding. Smaller unsecured loans and merchant cash advances can often be paid within a few working days of approval. Secured loans, commercial mortgages and larger facilities usually take several weeks.

Do I need to offer security?

Not always. Unsecured loans don't need property or assets, although most lenders ask directors for a personal guarantee. Secured loans and commercial mortgages use property or assets as security, which can mean a larger amount or a lower rate.

How does Funding Plus get paid?

We're a credit broker, not a lender. We're usually paid a commission by the lender you choose. [If you also charge a fee to the customer, say how much and when here.] We'll always tell you before you go ahead.

Find the right funding for your business

One quick enquiry, offers from UK lenders that fit, and a real person to talk you through them.